Not sure if everybody knows this, but it’s pretty important.
AnnualCreditReport.com processes requests for free credit file disclosures (commonly called credit reports). Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so.
AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose.
This is not a scam. This is the real deal. I got mine just now and it works great.